March 2022

By viewing and using the Money and You website, provided by the Financial Services Council of New Zealand Incorporated (FSC), you agree to the following conditions of use.

The FSC does not provide professional or personal advice

The information contained in this website is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. We encourage you to seek assistance from a trusted financial adviser, legal or other professional advice.

Warranty and liability disclaimer

The FSC takes all reasonable endeavours to keep the information up to date and correct and as such continual updates and changes are made. The FSC and its employees make no express or implied representations or warranties of any kind about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

In no event will the FSC be liable for any direct loss, any loss of profits, business or anticipated savings, any loss of or corruption of data, or any indirect loss or consequential loss whatsoever arising out of, or in connection with, the use of this website, or as a result of any error, omission or misrepresentation, even if the FSC has been advised or is otherwise aware of the possibility of such loss.

The FSC takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues.

Third party content

The links that are provided are additional resources that you access at your own risk and the FSC takes no responsibility for third party content. The FSC does not approve, recommend, or endorse any external websites or the content they contain.

Any third party views and opinions expressed in any media on the Money and You website are those of the speakers or writers and do not necessarily reflect those of the FSC.

Intellectual Property
This site and its contents, where applicable, are subject to the copyright of the FSC and its members. Reproduction of FSC material is authorised, except for commercial purposes, provided that the source is mentioned and acknowledged.

The FSC logo is a registered trademark and no rights of use are granted without the express permission of the FSC.

Queries concerning the copyright or trademarks, if any, of any third party content found on this site must be directed to the applicable third party.